First Time Buyer Mortgages Buying your first property can be a stressful process, it is not only one of the biggest commitments you can make,  but probably the most expensive purchase you will make in your life. 

Why Basil James Financial Services? 
We ensure that you understand every aspect of the property buying process, including decoding the terminology for you, speaking to the bank on your behalf and assessing property affordability. We can also guide you through the fees - these will include set up fees, stamp duty, survey fees (we can help you decide which type of survey to have) and mortgage protection. We are happy to recommend other professional services including surveyors and solicitors to make the first time buying process as smooth as possible. 
FCA does not regulate surveying & valuation services and solicitors 
Range of First Time Buyer Mortgages 
As with our other mortage products, we have access to a comprehensive range of mortgages from across the market – as we are not tied to a specific lender we can consider more products to find the one that suits your circumstances. 
Often it is hard to know whether you will qualify for a mortgage as the criteria between different lenders can vary hugely, we will save you time by advising which products you are most likely to be eligible for. 
There are several first time buyer schemes which we are able to advise you on such as help to buy and 95% loan to value mortgages. Other mortgages have different benefits including cash back, free property valuations and help with solicitors’ costs. 
Please contact us for a free no-obligation consultation by completing our contact form, emailing  
or calling Bristol 0117 9095868 or Somerset 01460 258903 
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